Homeowners Insurance

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Your house is more than four walls and a roof. It's a symbol of your security and prosperity. And, it's probably your biggest investment.

Your home isn't made up of your house alone. Inside those walls are possessions and valuables that make your house your home, and those things need protection as well. And, homeowners insurance doesn't just apply to those who own a single-family house. If you own a condominium or rent an apartment, you can buy insurance that is specifically designed for your circumstances.

O'Connell can not only protect your home and its contents but we also offer several discount programs which make our coverage even more affordable.

Our standard homeowners policy safeguards your home and possessions against:

• Fire and lightning
• Windstorms and hail
• Explosions
• Smoke damage
• Freezing
• Theft
• Glass breakage
• Falling objects
• Weight of ice, snow or sleet
• Accidental discharge of water or steam
• Vehicles
• Vandalism and malicious mischief
• Sudden and accidental damage from electrical current

Please be aware that coverages may vary by state. Please contact us for more information.